* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
  font-family: Arial, sans-serif;
}

body {
  background: #ffffff;
  text-align: center;
}

/* NAVIGATION */
.navbar {
  width: 100%;
  background: #ffffff;
  position: sticky;
  top: 0;
  z-index: 999;
  border-bottom: 1px solid #e0e6ee;
  padding: 10px 0;
}

.nav-container {
  width: 90%;
  max-width: 1200px;
  margin: auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.nav-logo img {
  width: 140px;
}

/* Desktop Links */
.nav-links {
  display: flex;
  gap: 25px;
}

.nav-links a {
  font-size: 17px;
  text-decoration: none;
  color: #0045ff;
  font-weight: 600;
}

.nav-links a:hover,
.nav-links .active-nav {
  border-bottom: 2px solid #0045ff;
  padding-bottom: 3px;
}

/* HAMBURGER BUTTON (MOBILE) */
.hamburger {
  display: none;
  font-size: 20px;
  background: none;
  border: none;
  color: #0045ff;
  cursor: pointer;
}

/* 📱 Mobile View */
@media (max-width: 768px) {
  .hamburger {
    display: block;
  }

  .nav-links {
    position: absolute;
    top: 65px;
    right: 10px;
    background: #f5f8ff;
    width: 220px;
    display: none;
    flex-direction: column;
    padding: 12px;
    border-radius: 10px;
    box-shadow: 0 4px 16px rgba(0, 0, 0, 0.15);
    text-align: left;
  }

  .nav-links a {
    padding: 10px 15px;
    font-size: 16px;
    width: 100%;
  }

  .nav-links.show {
    display: flex;
  }
}

/* PAGE CONTENT */
.main-logo {
  width: 180px;
  margin: 18px auto;
}

.title {
  font-size: 45px;
  font-weight: 900;
  color: #0050ff;
  margin-top: 10px;
}

.subtitle {
  font-size: 24px;
  color: #0050ff;
  margin-bottom: 22px;
}

.desc {
  width: 85%;
  max-width: 800px;
  margin: auto;
  font-size: 18px;
  line-height: 27px;
  padding: 10px 0;
}

.bank-logos img {
  width: 90px;
  margin: 10px;
}

.form-area {
  width: 90%;
  max-width: 700px;
  margin: 30px auto;
  text-align: left;
}

label {
  font-size: 18px;
  color: #0050ff;
  font-weight: bold;
}

input {
  width: 100%;
  padding: 16px;
  border-radius: 30px;
  border: 1px solid #b7c8ff;
  background: #d8e6ff;
  margin: 10px 0 18px;
  font-size: 16px;
  transition: 0.3s;
}

input:focus,
input:not(:placeholder-shown) {
  background: #ffffff;
  border-color: #0050ff;
}

button {
  width: 100%;
  padding: 18px;
  background: #0050ff;
  color: white;
  border: none;
  border-radius: 10px;
  cursor: pointer;
  font-size: 18px;
  font-weight: 600;
}

button:hover {
  background: #0033cc;
}

input.error-border {
  border: 2px solid red !important;
}
.success-message {
  width: 100%;
  font-size: 26px;
  font-weight: 600;
  text-align: center;
  padding: 60px 20px;
  color: #0045ff;
}
.error {
  color: red;
  font-size: 13px;
  margin-top: -10px;
  margin-bottom: 10px;
  display: block;
}

.btn-submit {
  width: 100%;
  padding: 18px;
  background: #0057ff;
  border: none;
  border-radius: 12px;
  color: #fff;
  font-size: 18px;
  font-weight: 600;
  cursor: pointer;
  position: relative;
  transition: 0.3s ease-in-out;
}
.btn-submit:disabled {
  opacity: 0.7;
  cursor: not-allowed;
}
.loader {
  display: none;
  width: 18px;
  height: 18px;
  border: 3px solid #fff;
  border-top-color: transparent;
  border-radius: 50%;
  margin-left: 10px;
  animation: spin 0.8s linear infinite;
}
@keyframes spin {
  100% {
    transform: rotate(360deg);
  }
}
.success-message {
  font-size: 22px;
  text-align: center;
  line-height: 32px;
  padding: 40px;
  font-weight: 600;
  opacity: 0;
  animation: fadeIn 1.2s forwards;
}
@keyframes fadeIn {
  from {
    opacity: 0;
  }
  to {
    opacity: 1;
  }
}

.btn-submit .loader {
  display: none;
}